Access Bank USSD Code 2024 (Easy banking on the Go)

Access Bank is one of Nigeria’s foremost financial institutions, and its USSD banking service is a game-changer for its customers. This service allows users to conduct banking transactions quickly and conveniently without needing internet access. In this article, we will explore everything you need to know about Access Bank’s USSD code, including how to register, the benefits, various transactions you can perform, and frequently asked questions.

What is Access Bank USSD Code?

The Access Bank USSD code, **901*#, is a mobile banking service that allows customers to perform various banking operations using their mobile phones. This service works on all types of mobile phones, whether smartphones or basic feature phones, and does not require an internet connection.

How to Register for Access Bank USSD Banking

To start using Access Bank’s USSD banking, you need to register your phone number with the bank. Here is a step-by-step guide on how to register:

1. Dial **901*#: Using the phone number linked to your Access Bank account, dial **901*#.
2. Follow the Prompts: You will be prompted to enter your account number.
3. Create a PIN: Create a secure 4-digit PIN that will be used to authorize transactions.
4. Confirm Your PIN: Re-enter the PIN to confirm it.
5. Registration Complete: Once your registration is successful, you can start using the USSD banking service.

Benefits of Using Access Bank USSD Code

1. Convenience: Perform banking transactions anytime, anywhere, without the need for internet connectivity.
2. Speed: Transactions are processed instantly, saving you time.
3. Security: Each transaction requires a PIN, ensuring that your money is safe.
4. Accessibility: Available to all Access Bank account holders, irrespective of the type of phone they use.
5. 24/7 Service: The service is available round the clock, providing flexibility for users.

Transactions You Can Perform with Access Bank USSD Code

Here are some of the key transactions you can perform using the **901*# USSD code:

1. Account Balance Inquiry
   • Dial *901*5# to check your account balance.
2. Money Transfer
   • To Access Bank Account: Dial *901*1AmountAccount Number# and follow the prompts.
   • To Other Banks: Dial *901*2AmountAccount Number# and follow the prompts.
3. Airtime Purchase
   • For Self: Dial *901*Amount# to buy airtime for yourself.
   • For Others: Dial *901*Amount*Phone Number# to buy airtime for others.
4. Bill Payment
   • Dial *901*3# and follow the prompts to pay bills such as electricity, DSTV, GOTV, and more.
5. Data Purchase
   • Dial *901*8# and follow the prompts to buy data bundles.
6. Opening a New Account
   • Dial *901*0# and follow the instructions to open a new Access Bank account.
7. Cardless Withdrawal
   • Dial *901*8*Amount# to generate a withdrawal code for ATM transactions without your debit card.
8. Loan Request
   • Dial *901*11# to apply for instant loans.
9. PIN Reset
   • Dial *901*0# and follow the prompts to reset your PIN if you forget it.

Detailed Steps for Performing Transactions

Let’s delve deeper into how to perform some of these transactions:

Checking Account Balance

1. Dial *901*5#.
2. Enter your 4-digit PIN.
3. Your account balance will be displayed on the screen.

Transferring Money to Another Access Bank Account

1. Dial *901*1AmountAccount Number#.
2. Enter your 4-digit PIN to authorize the transaction.
3. You will receive a confirmation message.

Transferring Money to Other Banks

1. Dial *901*2AmountAccount Number#.
2. Select the recipient’s bank from the list of banks provided.
3. Enter your 4-digit PIN to complete the transfer.
4. You will get a confirmation message.

Buying Airtime for Yourself

1. Dial *901*Amount#.
2. Your phone will be credited with the specified amount of airtime.
3. You will receive a confirmation message.

Buying Airtime for Others

1. Dial *901*Amount*Phone Number#.
2. Confirm the phone number and enter your 4-digit PIN.
3. The recipient will receive the airtime, and you will get a confirmation message.

Paying Bills

1. Dial *901*3#.
2. Select the type of bill you want to pay.
3. Follow the prompts to complete the payment.

Buying Data

1. Dial *901*8#.
2. Select the network provider.
3. Choose the data plan.
4. Enter your 4-digit PIN to authorize the transaction.
5. You will receive a confirmation message.

Opening a New Account

1. Dial *901*0#.
2. Follow the prompts to enter your details.
3. A new Access Bank account will be created for you, and the account number will be sent via SMS.

Cardless Withdrawal

1. Dial *901*8*Amount#.
2. You will receive a unique code via SMS.
3. Go to any Access Bank ATM, select the “Cardless Withdrawal” option, and enter the code.
4. Withdraw the specified amount of money.

Loan Request

1. Dial *901*11#.
2. Follow the prompts to apply for a loan.
3. If eligible, the loan amount will be credited to your account instantly.

Resetting Your PIN

1. Dial *901*0#.
2. Follow the instructions to reset your PIN.
3. You will receive a confirmation message once the PIN is reset.

Frequently Asked Questions (FAQs)

1. What is the USSD code for Access Bank?

• The USSD code for Access Bank is **901*#.

2. Can I use the Access Bank USSD code on any mobile network?

• Yes, the Access Bank USSD code works on all major mobile networks in Nigeria, including MTN, Glo, Airtel, and 9mobile.

3. Is there a limit to the amount I can transfer using the USSD code?

• Yes, there are daily transaction limits. Typically, the limit is N100,000 per day, but this can vary based on your account type and transaction history.

4. Is it safe to use the USSD banking service?

• Yes, it is safe. Each transaction requires a PIN, ensuring that only you can authorize transactions on your account.

5. Can I use the USSD code if my phone number is not linked to my Access Bank account?

• No, you must use the phone number that is registered and linked to your Access Bank account to use the USSD banking service.

6. What should I do if I forget my USSD banking PIN?

• If you forget your PIN, you can reset it by dialing *901*0# and following the prompts to reset your PIN.

7. Are there any charges for using the USSD banking service?

• Yes, there are nominal charges for certain transactions. These charges are typically minimal and are deducted from your account balance.

8. Can I open a new account using the USSD code?

• Yes, you can open a new Access Bank account by dialing *901*0# and following the instructions.

9. How do I contact Access Bank customer service if I have issues with the USSD banking service?

• You can contact Access Bank customer service by calling their helpline or visiting any Access Bank branch.

Summary

Here is a table listing all the Access Bank USSD codes and their functions:

This table provides a quick reference for Access Bank customers to perform various banking transactions using the USSD codes.

Access Bank’s USSD banking service is a revolutionary tool that brings banking services to your fingertips. With the **901*# USSD code, you can perform a wide range of transactions quickly and securely without needing internet access. Whether you want to check your account balance, transfer money, buy airtime, pay bills, or even apply for a loan, Access Bank’s USSD banking makes it all possible with just a few simple steps. Embrace the convenience and accessibility of USSD banking and make the most of your banking experience with Access Bank.

Also Read:

• Access Bank Transfer Code: Step-by-Step Guide
• How to Block Access Bank Account (Security Tips)
• Access Bank Internet Banking (Online banking setup)