How do I set up Airtel Smartcash mobile wallet? Handling your money is now easier with mobile wallets like Airtel SmartCash. You can use your phone to pay for things, send money, or buy airtime without going to a bank.
SmartCash is from Airtel Nigeria and works even in places far from cities, so anyone can use it to manage their money.
You don’t need a bank account to get started. It’s great for people who want a simple, easy way to take care of daily transactions. No matter where you live, Airtel SmartCash makes money matters simple for everyone.
How Do I Set Up Airtel SmartCash Mobile Wallet?
Setting up your Airtel SmartCash mobile wallet is very simple. With just a few steps, you’ll be ready to start using your wallet for all kinds of transactions. Whether you’re on the go or at home, SmartCash makes banking easy. Here’s how to get started:
Step 1: Dial *939# on Your Mobile Phone
To begin, you need to access the SmartCash service. Simply open the dialer on your phone and dial *939#. This is the code that will take you to the SmartCash service. It’s quick and easy, and it works on all types of mobile phones.
Once you dial *939#, you will be presented with different options to choose from. The options will guide you through the process of creating your SmartCash account, funding it, and even making transfers or paying bills.
So, make sure your phone is ready and follow the instructions that will appear on your screen.
Step 2: Choose How to Create Your Wallet
After dialing *939#, you will be asked to select how you would like to create your SmartCash wallet. You can choose to use your National Identification Number (NIN) or your Bank Verification Number (BVN) to set up your account.
- Using NIN: If you have your NIN, select this option. It will help to verify your identity and complete the wallet creation process.
- Using BVN: If you have a BVN linked to your bank account, you can choose this option as well. It is another way to verify your identity.
Once you’ve made your selection, follow the instructions on the screen. You’ll be asked to provide certain details like your name, date of birth, and other personal information for verification purposes. Make sure to enter the correct details to avoid any issues later.
Step 3: Set a 4-Digit PIN
After providing your personal details, you will be prompted to create a 4-digit PIN. This PIN will be used for all your transactions to ensure security. Make sure to choose a PIN that you can remember, but that’s hard for others to guess.
Don’t use easily guessable numbers like “1234” or your birth year. This step is important for keeping your account secure.
Step 4: Answer a Security Question
To further secure your account, you’ll be asked to answer a security question. This is an additional layer of protection in case you forget your PIN or need to recover your account.
The question might be something like: “What is your mother’s maiden name?” or “Where did you go to elementary school?” Choose something that only you would know, and make sure you remember the answer for future use.
Once you have completed this step, your SmartCash wallet will be created, and you will be given a NUBAN (Nigerian Uniform Bank Account Number). This number is important because it will serve as your account number, and it is linked to your mobile phone number.
Step 5: Access Your Wallet
After setting up your wallet, you can now access it anytime by simply dialing *939#. You will be able to check your balance, transfer money, pay bills, buy airtime, and more. To check your balance, just follow the instructions on your screen and enter your PIN when prompted.
How to Fund Your SmartCash Wallet
Now that you have set up your SmartCash wallet, the next step is to fund it so you can start using it for transactions. Here are the different ways to add money to your SmartCash wallet:
Using USSD
To fund your wallet through USSD, dial *939# and choose Option 1 to “Add Money.” Then, locate a SmartCash agent in your area. Hand over the cash to the agent and provide them with your phone number, which serves as your wallet number.
Once your account is funded, you will receive a text confirming the transaction.
Using Bank App
You can also fund your SmartCash wallet using your regular bank app. Open your bank’s mobile app, select the amount you want to deposit, and enter your SmartCash phone number as the account number.
Search for SmartCash PSB in the app, input your PIN, and confirm the transfer. Your wallet will be funded, and you will receive a confirmation text.
Requesting Funds from a Friend
If you don’t have enough funds in your wallet, you can request money from a friend. Dial *939#, select Option 1 for “Add Money,” and then choose Option 2 to “Request Funds from a Friend.” Enter the friend’s phone number and the amount you want to request.
Your friend will receive a text, and once they confirm, the money will be added to your wallet.
How to Make Transactions with Your SmartCash Wallet
Once your wallet is funded, you can start making transactions. Here are the different ways you can use your SmartCash wallet:
Sending Money
To send money, dial *939# and select Option 4 for “Transfer Money.” You can transfer funds to other SmartCash accounts, bank accounts, or even mobile numbers.
Enter the recipient’s details, the amount you want to send, and confirm the transaction by entering your PIN. A small fee of 10 Naira will be charged for each transfer.
Withdrawing Money
To withdraw cash from your SmartCash wallet, dial *9393# and select Option 5 to “Withdraw Cash.” Enter the amount you wish to withdraw (up to 20,000 Naira), input your PIN, and wait for a Paycode to be sent to you.
Take the Paycode to a SmartCash agent, and they will give you the cash.
Paying Bills
SmartCash also allows you to pay various bills, including electricity, cable TV, and government payments. Dial *939#, select Option 6 for “Pay Bills,” and choose the type of bill you want to pay.
Enter the required details (like your account number for electricity or cable TV), input the amount, and confirm the payment with your PIN.
Buying Airtime and Data
Running out of airtime? No problem! Dial *939# and select Option 3 for “Buy Airtime.” You can buy airtime for yourself or for someone else.
Select the service provider, input the amount, and confirm the purchase with your PIN. You can also buy data bundles using the same process.
How to Check Your Wallet Balance
Checking your SmartCash wallet balance is quick and easy. Simply dial *939# and select Option 2 to “Check Balance.” Enter your PIN, and your balance will be displayed on your screen.
Conclusion
Setting up and using your Airtel SmartCash mobile wallet is a simple and secure way to manage your finances on the go. Whether you want to send money, pay bills, or withdraw cash, SmartCash makes all of these tasks quick and easy.
By following the steps in this guide, you can set up your wallet, fund it, and start using it to make payments and transfers in no time.
Remember, your phone number is your SmartCash account number, and you can access your wallet anytime by dialing *939#. So, start today, and enjoy the convenience of banking right from your phone.
